How to create a PayPal account in Nigeria is very important to you as a Nigeria if you want to start earning in dollar or make some online purchase with your paypal account. Having a paypal account is very important in this digital age. So if you are interested in knowing how to create paypal account as a Nigeria with complete guide, then keep reading because you have come to the right place
What is PayPal?
PayPal is an electronic wallet service for US financial institutions. It is registered in the United States and countries such as Canada, Luxembourg, Singapore, and Spain.
Previously, PayPal was only available in certain countries. It has recently expanded to dozens of other countries, including Nigeria.
PayPal is one of the most secure online payment services and that's why major industries use it for transactions. Highly recommended
Why paypal is the most accepted payment method in so many countries
- Once you register your credit card with PayPal, you will not need to enter it when paying for any online business.
- You can get your money back with PayPal’s buyer protection if you buy something and are not satisfied.
- PayPal is a trusted brand worldwide
- PayPal helps you sell more
- Payment Ease: It’s easy to use your cards with PayPal.
- PayPal offers free needs for small or large businesses
Now that you know what PayPal is, let talk about the requirement
- THE NUMBER ONE REQUIREMENT A VALID EMAIL ADDRESS
- A VALID MASTERCARD OR VISA CARD
- AN ACTIVE PHONE NUMBER
Okay all set and done, it’s time to create the account with PayPal in Nigeria
To achieve that, go to paypal.com and click on sign-up and a page will open up for you just like the image shown below to enter your mobile number for a confirmation text because since this is money issue they don’t take your security privacy for granted


Once you enter the code sent to your phone correctly as shown below, you will be redirected automatically to a different page. But in the case, you did not get the code, click on resend code to get another code

Once the new page is up you show have something like the image below to fill in your details. Please enter your details according to the filled provided for you but please note that your password and confirm password must contain numbers CAPITAL LETTERS and small letters

Once you are done filling in your information, scroll down and click on next to continue the registration
Another page with address and date of birth details will be provided for you to complete, see the image below

Please note that the date of birth is usually in this format, DAY/MONTH/YEAR as at when this article was written
Once you are done filling the form, scroll down and check on the box that says I CONFIRM THAT I HAVE READ, then click on AGREE AND CREATE ACCOUNT
You can check on STAY LOGGED IN if you wish, it’s up to you, just for fast checkout and will also save you the stress of typing in your password and other details…but I highly recommend you should check on this if you are the only one using your system. Wish to know more about it, then hover your mouse over the QUESTION MARK SYMBOL
On the next page, some options to SHOP WITH PAYPAL or SEND MONEY WITH PAYPAL will show up but since we are not interested in any of the stuff, scroll down and click on ADD CARD TO USE LATER… See image below

On this page, you have to link your card which must be MASTERCARD OR VISA CARD…. See the image below and click on the link card. Please note in some cases a certain fraction will be deducted from your account to confirm the authenticity of your ownership status of the card which will be refunded after 72hours but usually takes 24hours depending on many factors… see the image below

Once entered correctly you will be redirected to your account, from here, I can now say congratulation
How to send money with PayPal in Nigeria
To send money with PayPal I Nigeria, you will need to do the following
- Login to your account
- Then click on send payment on the top right corner of your account
- Fill in the details of the recipient
- Enter the amount you intend sending and the payment option
- Then click on the send button
Note;
You can make invoice payment by requesting an invoice from the recipient and wait until it appears in your account then you can proceed in making the payment
Your personal account can only be used to shop online and every payment you make would be charged from the Debit or Credit Card you have linked to the account
How to receive PayPal payment in Nigeria
To receive PayPal money in Nigeria, you will need to Open a PayPal business account with the guide below, just like your personal account with some additional field to fill and if you don’t want to have business and personal account all together in the case you already have a personal account, you can easily upgrade your personal account to business account for free
How to open PayPal business account
Go to paypal.com and click on
- Sign-up
- Select business account to continue instead of personal
- Enter your email address
- Enter your password
- Enter your details about your business
- Agree to the terms
- Filling in more detail weather it is a sole business
- Complete your account creation
The business account is for businesses that on want to receive payment from their customers online. The business account gives businesses tools to addon-screen solutions to their websites and receives money. There are many tools and options that are beneficial to businesses
You will find instructions in your account on how to set this up on your website to receive payment from your customers. Just click on tools and follow on-screen instructions to get it configured
Then setup the payment on your account with the guide that will be provided for you and that is all.
Your account is ready and you can connect it to your website and start receiving payment online but incase you don't have any business online this could help you have one
Thank you for reading, please drop a comment at the comment section…. SHALOM